For freshman/sophomore, 1-semester or 1-2 quarter courses covering finite mathematics for students in business, economics, social sciences, or life sciences. Finite Mathematics, 12th Edition by Lial, Greenwell, and Ritchey is our most applied text to date, making the math relevant and accessible for students of business, life science, and social sciences. Current applications, many using real data, are incorporated in numerous forms throughout the book, preparing students for success in their professional careers. With this edition, students will find new ways to help them learn the material, such as Warm-Up Exercises and added “help text” within examples.